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Economy

Housing

+2

The 4% Wall Just Stopped The Market Cold

Dec 27, 2025

•

9 min read

The 4% Wall Just Stopped The Market Cold

Plus: The 100-month car loan, office defaults, and the $1k insurance shock.

Matt Theriault
Matt Theriault

Housing

+4

Stretching Debt Won’t Fix Housing. But It Might Buy You a Ticket In.

Nov 14, 2025

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7 min read

Stretching Debt Won’t Fix Housing. But It Might Buy You a Ticket In.

Investors win when they see the pattern early — housing’s freeze isn’t about rates anymore.

Matt Theriault
Matt Theriault

Housing

+3

What Happens When No One Moves, Lends, or Buys?

Nov 7, 2025

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7 min read

What Happens When No One Moves, Lends, or Buys?

The economy’s moving on paper—but not in real life. Liquidity’s up, deals are dead, and patience is running out.

Matt Theriault
Matt Theriault

Housing

+3

When Safe Havens Crack, What Comes Next?

Oct 31, 2025

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7 min read

When Safe Havens Crack, What Comes Next?

The quiet squeeze is here: record debt costs, frozen inventory, and “safe” assets wobbling.

Matt Theriault
Matt Theriault

Housing

+3

The Fed’s about to move... without the numbers?

Oct 24, 2025

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8 min read

The Fed’s about to move... without the numbers?

This week’s real risk: policy by vibes, not numbers.

Matt Theriault
Matt Theriault

Housing

+3

What Gold Just Told Us About Housing.

Oct 17, 2025

•

7 min read

What Gold Just Told Us About Housing.

Gold soars, builders fold, and Powell shrugs. Welcome to the quiet panic phase.

Matt Theriault
Matt Theriault

Housing

+4

Rates Fell. So Why Isn’t Anyone Buying?

Oct 10, 2025

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8 min read

Rates Fell. So Why Isn’t Anyone Buying?

Mortgage rates drop, refis surge 80%, but home sales still sink. Here’s what that really means.

Matt Theriault
Matt Theriault

Housing

+4

Why a Shutdown Didn’t Scare Markets

Oct 3, 2025

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6 min read

Why a Shutdown Didn’t Scare Markets

Markets shrugged off shutdown drama—real danger is frozen credit, not frozen Congress.

Matt Theriault
Matt Theriault

Policy

+1

Fed Cuts 0.25%—But It Smells Like Panic

Sep 19, 2025

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6 min read

Fed Cuts 0.25%—But It Smells Like Panic

A quarter-point cut, $2T deficit, and office defaults above 2008—what it really means.

Matt Theriault
Matt Theriault

Policy

+2

Fed Cuts at 3%

Sep 12, 2025

•

9 min read

Fed Cuts at 3%

Wall Street wants dopamine. Main Street gets sticker shock.

Matt Theriault
Matt Theriault

Housing

+2

Tariffs Broke Housing—Now They’re Selling the “Fix”

Sep 5, 2025

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7 min read

Tariffs Broke Housing—Now They’re Selling the “Fix”

Washington lit the fire, now they want applause for the hose.

Matt Theriault
Matt Theriault

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