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Shadow Capital Brief

Helping busy professionals turn confusing money news into clear next steps.

We promise each Brief will leave you:

  • A little smarter (with one number you can actually repeat at dinner).

  • A little lighter (because contrarian news shouldn’t feel like homework).

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Rates Fell. So Why Isn’t Anyone Buying?

Oct 10, 2025

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8 min read

Rates Fell. So Why Isn’t Anyone Buying?

Mortgage rates drop, refis surge 80%, but home sales still sink. Here’s what that really means.

Matt Theriault
Matt Theriault
Why a Shutdown Didn’t Scare Markets

Oct 3, 2025

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6 min read

Why a Shutdown Didn’t Scare Markets

Markets shrugged off shutdown drama—real danger is frozen credit, not frozen Congress.

Matt Theriault
Matt Theriault
Washington Pulls Every Lever, Housing Gets Tighter

Sep 26, 2025

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6 min read

Washington Pulls Every Lever, Housing Gets Tighter

Shutdown threats, stubborn mortgage rates, and a looming “housing emergency” show the system tightening while investors with options move first.

Matt Theriault
Matt Theriault
Fed Cuts 0.25%—But It Smells Like Panic

Sep 19, 2025

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6 min read

Fed Cuts 0.25%—But It Smells Like Panic

A quarter-point cut, $2T deficit, and office defaults above 2008—what it really means.

Matt Theriault
Matt Theriault
Fed Cuts at 3%

Sep 12, 2025

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9 min read

Fed Cuts at 3%

Wall Street wants dopamine. Main Street gets sticker shock.

Matt Theriault
Matt Theriault
Tariffs Broke Housing—Now They’re Selling the “Fix”

Sep 5, 2025

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7 min read

Tariffs Broke Housing—Now They’re Selling the “Fix”

Washington lit the fire, now they want applause for the hose.

Matt Theriault
Matt Theriault

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